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CDs/IRAs

Certificates of Deposit (CD)

Our CDs are designed to help you achieve your short-, mid- and long-term savings goals.

  • Minimum opening deposit: $1,000.00
  • Terms range from 6 months up to 5 years
  • Competitive interest rates, based on the term of the CD
  • Interest can be paid to an FNBD account or paid to you by check
  • Early withdrawal penalties apply
  • Automatically renewable

Individual Retirement Account (IRA)

Looking to save for retirement? FNBD offers Traditional and Roth IRA products to fit your needs with variable or fixed interest rates. For more information on FNBD’s IRA options, speak to a New Account Rep. today or request someone contact you with more information. We recommend speaking with a tax advisor regarding the tax advantage of an IRA, eligibility requirements, and contribution or withdrawal limitations.

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