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Commercial Account Analysis

Offset service charges with large transaction volumes

The Commercial Account Analysis account is designed for businesses with large transaction volumes interested in offsetting service charges with an earnings credit.

  • Minimum opening deposit: $100.00
  • Monthly service charge: $10.00 (may be offset by Earnings Credit*)
  • Free ACH credits and ACH debits
  • $0.15 per paper debit item, $0.15 per paper deposit slip, $0.10 per deposited item
  • Free online banking
  • Free online bill pay
  • Free business debit card
  • Free monthly paper statement

*Other 3rd party message, data, and/or internet service provider rates may apply, as applicable.

* Commercial Account Analysis Earnings Credit of 0.25% is calculated on the average daily balance after a 12% reserve reduction and will offset the standard charge routine for the statement cycle. Excess Earnings Credit will not be paid to the customer’s account.

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